Comprehensive Investment Planning

• Pre- and post-retirement planning
• Long-term-care coverage assessment
• Personal net-worth review and update
• Education planning (529 plans)
• Self-Directed IRAs (Traditional, Roth and Roth conversion analysis)
• Assistance in reviewing employee choices for 401(k) funding, as well as asset-allocation advice
• Planning for lump-sum and periodic distributions

Portfolio Management

• Fee-based portfolio management
• Asset-allocation review
• Structured portfolios — including mutual funds, variable annuities, unit investment trusts and tax-advantaged investments

Estate Planning Strategies and Trust Services through Wells Fargo Affiliates 

• Estate planning strategies and analysis
• Revocable living trusts
• Life insurance trusts
• Trust-fund portfolio management and administration
• Charitable remainder trusts
• Philanthropic donor services

Services for Executives and Businesses

• Business succession planning
• Strategies to diversify concentrated stock positions
• Exchange funds
• Hedge funds
• Forward sales and collars
• Exercise and sale of employee stock options
• Investment advice on proceeds from retirement distributions or sale of business
• IRA pre-59⁄/™ distributions and pre-retirement planning
• SIMPLE and SEP-IRA plans
• Retirement-plan analysis, including design and implementation of 401(k) plans
• Key-person life insurance
• Fixed Income